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Important Notice for Medicare Beneficiaries!
Many Medicare insurance carriers may be making changes to their plans in 2026.
Medicare plans are changing in 2026 due to new laws, including the Inflation Reduction Act. These changes may impact your coverage, costs, or even the availability of your current plan.
That’s why it’s so important to review your plan during the Medicare Annual Enrollment Period,
which takes place from October 15 through December 7 every year.
If you stay on the wrong plan, you could end up paying more out of pocket.
We’re here to help you:
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Understand how the 2026 changes affect your benefits
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Review your current coverage
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Compare all your available plan options
Not sure if your plan is changing or ending in 2026?
I’ll help you understand what’s changing and what your options are.
I have partnered with RetireFlo to make your annual plan review simple and convenient. You have two easy options to get started:
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Thank you for trusting me with your Medicare needs.
I’m committed to ensuring that you have the coverage that best meets your needs.
Rebecca Blanchard is not connected to the Federal Medicare program. By contacting this number, you will be connected with a licensed insurance agent.
WHAT IS MEDICARE
Medicare is the federal health insurance program for people who are 65 or older.
It is also available for certain people younger than 65 with disabilities or people diagnosed with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD) or Amyotrophic Lateral Sclerosis (ALS). There are different parts of Medicare that cover specific services like inpatient hospital stays, doctors' services and the cost of prescription drugs.
Medicare and You Handbook 2025
Standard Print (click to download)
Medicare and You Handbook 2025
Large Size Print (click to download)
New To Medicare Enrollment Planning
You have a SEVEN-month window which is determined by the month you turn 65.
Three months before the month you turn 65 → The month you turn 65 → Three months after the month you turn 65.
For example: Your birthday is July 10.
April 1
July 10
Oct. 31
If you’re enrolled in a health care plan through an employer, you can keep your plan for now. But you may want to determine if Medicare could help lower some of your health care costs. We suggest comparing premium costs and coverage under both to see which is better for you.
Can I Switch Plans?
Annual Enrollment Period: Oct. 15 – Dec. 7
During the Annual Enrollment Period (AEP), you can add, drop or switch your Medicare coverage.
Open Enrollment Period: Jan. 1 – March 31
If you already have a Medicare Advantage (MA) plan, you may enroll in another MA plan or go back to Original Medicare during the Open Enrollment Period (OEP). You may only make 1 change within the period.
The following insurances may also help you and your family
Medicare does not cover everything, consider an overall coverage is a great protection for you and your family. You can help secure their long-term financial future by creating a plan to cover expenses that may be incurred if you pass away.
Disability income insurance provides benefits to help replace a portion of your income if you are sick or injured and unable to work. It's financial protection that helps you focus more on your recovery and less on how you will cover expenses. In addition to your income, here are some of the most important things in your life that disability income insurance helps protect: Your home, your retirement, your family, your personal savings, and your lifestyle.
Disability Income Insurance Policy
The right amount of coverage
You should have enough disability income insurance to at least pay your monthly living expenses, so you and your family can focus on what's most important during such a critical time... your recovery.
Your income matters
You rely on your income to help make financial ends' meet. That's why it's important to protect your income at any age during your working years.
The best time to buy
The best time to buy disability income insurance is NOW. A disabling sickness or injury can happen at any time, at any age. And, since premiums are based in part on your age at time of purchase, elimination may cost you more.
Families
With Critical Illness insurance coverage, families may have peace of mind knowing they’ve done the right thing to keep the house running as smoothly as possible.
Individuals in need of a high deductible filler
Critical Illness insurance may be the ideal solution for those who are worried about covering the costs of a high deductible health insurance policy.
Small business owners
Owners are the heart and soul of their small business. If an owner is unable to work for a period of time due to illness or treatment, a Critical Illness policy may help keep operations running as smoothly as possible for a time.
Critical Illness Insurance
If you’re diagnosed with a serious illness, one of the last things you want to worry about is your finances. A Critical Illness insurance policy helps provide protection from a variety of covered conditions, so you can focus on getting well.
Who needs Critical Illness insurance?
Cancer Insurance & Heart Attack / Stroke Insurance
With the diagnosis of cancer or heart disease comes the reality of medical bills, time off for treatments, monies for living expenses, and for some, the cost of high deductibles. Cancer Insurance & Heart Attack / Stroke Insurance helps provide the resources you need so you can focus on your treatment, not your finances.
Who needs Cancer Insurance & Heart Attack / Stroke Insurance?
Families
With Critical Illness insurance coverage, families may have peace of mind knowing they’ve done the right thing to keep the house running as smoothly as possible.
Individuals in need of a high deductible filler
Critical Illness insurance may be the ideal solution for those who are worried about covering the costs of a high deductible health insurance policy.
Small business owners
Owners are the heart and soul of their small business. If an owner is unable to work for a period of time due to illness or treatment, a Critical Illness policy may help keep operations running as smoothly as possible for a time.
Contact Rebecca
Please feel free to text or email me
954-590-0882
954-388-8830
Proud Member Of
Licensed Independent Insurance Broker
Rebecca Blanchard
954-590-0882 / 954-388-8830
lifehealthinsured.com