Short-Term Care Insurance

Offer coverage for a specified period, often 12 months or less.

Short-term care insurance is designed to provide financial support for individuals who require temporary assistance with daily activities due to illness, injury, or recovery from surgery. This type of insurance typically covers a range of services, including home health, rehabilitation, and respite care, ensuring that policyholders can access the help they need without straining their finances. With short term care insurance, individuals can enjoy peace of mind knowing they have a safety net place during challenging times. It's a practical solution for those looking to bridge the gap between health care needs and financial security.

Short-Term Care insurance helps with the costs of care services when someone can't take care of themselves due to illness, injury, or other health issues. This can include services like in-home care, nursing home care, assisted living or hospice care facilities. It's designed to fill temporary gaps in coverage that are not covered by Medicare or other supplemental insurance. It is typically more affordable and a good option for those who can't qualify for long-term care insurance, want a more cost-effective solution, or need coverage during the elimination period of a long-term care policy.

Supplement to Long-Term Care:

Some people use short-term care insurance to bridge the gap before long-term care benefits kick in, or as a way to receive at least some level of healthcare coverage, even when a long-term policy is not feasible.

Cost of Care

Annual Cost for a
Semi-Private Room

$94,900

Annual Cost for a Private Room

$108,405

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Estimated Annual Totals in 2030

$123,823 - Semi-Private

$141,444 - Private

Plan Now For Peach Of Mind Later When Having To Deal With The Unexpected

Even individuals who lead healthy lifestyles may be at risk of experiencing a health issue requiring the need for therapy and rehabilitation.

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Travel Medical Insurance

If you need medical attention when you’re traveling, it could be difficult to find the right care — and you may have no coverage and face unexpected medical bills.

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